Opt-Out

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall Semester - 06/30/2025 - 09/04/2025

Spring/Summer Semester - 11/16/2025 - 01/30/2026

All students are required to have health insurance. To waive the Student Health Insurance Plan, your private health insurance plan must meet the following requirements:

Domestic Students:

1. Coverage must be currently active.
2. Plan must be fully compliant with the Affordable Care Act (ACA):
   • Provide the Essential Minimum Benefits required by the ACA with no annual limits.
   • Contain no exclusions for pre-existing conditions.
   • Covers 100% of Preventive Care as defined by the ACA.
3. Coverage must allow the insured student to receive services in the "Mid-Ohio" area, not just emergency services.

International Students:

Coverage must meet the above requirements in addition to the following:

1. US Employee or Government-Sponsored Embassy Coverage only.
2. Proof of medical evacuation and repatriation (global emergency services).

The following plans are not acceptable to waive/opt out of the Student Health Insurance Plan.

1. Out-of-state Medicaid and HMOs (exception: Ohio State Medicaid and HMOs).
2. Short Term Plans
3. Travel Plans